Kevin Applies for a Mortgage Loan from Liberty Bank

Kevin applies for a mortgage loan from Liberty Bank. The bank provides all of the required disclosures, but orally misrepresents the terms of the loan. Kevin does not read the documents. Later, Kevin can

A) claim fraud.
B) change the terms of the loan to protect his interest in the property.
C) cancel the mortgage within three years of receiving the disclosures.
D) cancel the mortgage within three days of receiving the disclosures.