Bob took a check written by Jack to Jack's bank to be certified. The bank stamped "Certified" on it and gave it back to Bob. What consequence?

Name: Bob took a check written by Jack to Jack's bank to be certified. The bank stamped "Certified" on it and gave it back to Bob. What consequence?
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Question

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When a bank certifies a check, it guarantees that the check will be paid when presented. Therefore, Bob can demand the money from the bank, as the bank has accepted responsibility for the payment.

Bob Took a Check Written by Jack to Jack's Bank