Doug Takes a $500 Check Drawn by Gail to Gail's

Doug takes a $500 check drawn by Gail to Gail's drawee bank to cash it. Gail has over $10,000 on deposit in her account. If her bank refuses to pay Doug:

A) Doug can sue the bank and demand payment.
B) if the check is over 30 days old, the bank has a right to refuse payment.
C) the bank has incurred a liability to Gail for its improper refusal to pay the check.
D) All of these.