In most states, a consumer is legally obligated once he has signed a contract, unless he rescinds the binding credit obligation within two to three days if the sale was solicited in his house.

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In many states, consumers have a "cooling-off" period, typically two to three days, to cancel certain contracts, especially those solicited at home, under the Federal Trade Commission's Cooling-Off Rule.

In Most States, a Consumer Is Legally Obligated Once He