The low interest rates after the financial crisis of 2007-2008 have been beneficial to:

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Low interest rates make borrowing cheaper and easier, benefitting borrowers. Retirees, shareholders, and savers typically rely on interest income or returns on investments, which are lowered by low interest rates. Investors may benefit from low interest rates if they are using borrowed money to invest, but this is a more specialized situation. Overall, the main beneficiaries of low interest rates are borrowers.

The Low Interest Rates After the Financial Crisis of 2007-2008