James finds it difficult to manage credit but wants the convenience of using a credit card. He wants to get a card that will provide direct access to his checking account. James should get a:
A) retail charge card.
B) prepaid card.
C) student credit card.
D) debit card.
E) reward card.

Question

James finds it difficult to manage credit but wants the convenience of using a credit card. He wants to get a card that will provide direct access to his checking account. James should get a:
A) retail charge card.
B) prepaid  card.
C) student credit card.
D) debit card.
E) reward card.

Quizplus · Accepted Answer

James should get a debit card since it provides direct access to his checking account without the risk of accumulating debt. With a debit card, he can only spend the money he has in his account, helping him to manage his money more effectively.

James Finds It Difficult to Manage Credit but Wants the Convenience