Part A liability coverage under a personal automobile policy may be viewed as "following" the _____ first.
A) insured
B) family members of the insured
C) holder of an auto loan
D) vehicle
E) insurer

Question

Quizplus · Accepted Answer

Liability coverage under a personal automobile policy is tied to the vehicle and therefore "follows" it first. This means that if someone other than the insured is driving the vehicle with permission and causes an accident, the liability coverage from the vehicle's insurance policy would provide primary coverage.

Part a Liability Coverage Under a Personal Automobile Policy May