A standard mechanics' lien exception can be removed from a title insurance policy by providing the title insurance company with the following:

Question

Quizplus · Accepted Answer

Providing an affidavit that no liens exist is the best way to remove a mechanics' lien exception from a title insurance policy. This is because the title insurance company is primarily concerned with protecting against any liens or encumbrances on the property, and an affidavit stating that none exist is a clear way to satisfy that concern. A survey, title examination, or pending disbursement clause may be useful in other situations, but they would not necessarily address the lien exception issue.

A Standard Mechanics' Lien Exception Can Be Removed from a Title