Dan,age 19,may Have Trouble Buying Auto Insurance at a Low

Dan,age 19,may have trouble buying auto insurance at a low price because insurance companies

A) have private information that he is a risky driver.
B) have private information that his signals are valid.
C) fear that he has private information that his deductible is too high.
D) fear that he has private information that he is a risky driver.
E) operate in markets in which screening is inefficient.