Subprime Borrowers Are Those with Weakened Credit Histories or Reduced

Subprime borrowers are those with weakened credit histories or reduced repayment capacity. Loans to these borrowers historically have had a higher delinquency rate. Many lenders have expanded their lending programs and added subprime products as a method of meeting their _______________ by providing greater credit access to lower-income consumers.

A) Community Reinvestment Act (CRA) responsibilities
B) Fraudulent marketing tactics
C) FTC Act
D) Predatory Lending