Which of the Following Usually Comes Under the Heading of Abusive

Which of the following usually comes under the heading of abusive lending?

A) Abusive lending usually is defined by a variety of lending practices
B) It is the excessive and hidden fees in the amount financed
C) A fundamental characteristic is aggressive marketing of credit to prospective borrowers who cannot repay it on the terms offered
D) Typically, such loans are underwritten on the liquidation value of the collateral rather than the creditworthiness of the borrower