The maximum amount of credit that a bank may extend to all of its insiders is known as the ______________and is equal to 100 percent of its unimpaired capital and surplus.

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The maximum amount of credit that a bank may extend to all of its insiders is known as the aggregate lending limit. This limit is set by the Federal Reserve and is equal to 100 percent of the bank's unimpaired capital and surplus. This limit is designed to prevent banks from engaging in risky lending practices or from providing preferential treatment to insiders.

The Maximum Amount of Credit That a Bank May Extend