In Sender's Agreement-12 CFR 210

In Sender's agreement-12 CFR 210.28 it is clearly mentioned that:

A) Reserve Banks have the right to debit payment amounts from accounts of senders with the Reserve Bank
B) Senders have the right to create overdrafts in their accounts at the Reserve Bank; any overdraft is due and payable, without demand, at the end of the funds transfer day, when the Reserve Bank deems itself to be insecure, or at the time the sender suspends payments or is closed, whichever is earlier
C) Sender gives the Reserve Bank a security interest in all of sender's assets that are in the possession of the Reserve Bank to secure any obligations to the Reserve Bank, including an overdraft
D) Senders have 25 calendar days after receiving notice of a payment order to notify a Reserve Bank of an erroneously executed or unauthorized payment order