For Which of the Following Is a Bank Most Likely

For which of the following is a bank most likely to be in danger of receiving a cease and desist order?

A) Repetition in a BSA examination of a noncritical deficiency reported in a previous BSA examination
B) Failure to document AML training to its part-time clerical employees
C) A 2 percent error rate on the bank's CTRs
D) Failure to file suspicious activity reports