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Which of the Following Loans or Applications Is EXCLUDED from HMDA

Question 377

Multiple Choice

Which of the following loans or applications is EXCLUDED from HMDA reporting?


A) Residential loans purchased on the secondary market
B) Loans secured by real estate that are made for purposes other than home purchase, improvement, or refinancing
C) Loans on residential property in a flood zone when proof of flood insurance is not provided
D) Applications for refinancing when there is no increase in principal

Correct Answer:

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