What Are Banks Required to Do Under the Gramm-Leach-Bliley Act

What are banks required to do under the Gramm-Leach-Bliley Act (GLBA) ?

A) Conduct annual consumer surveys regarding satisfaction with user preferences
B) Process requests for changes to user preferences within a designated time frame
C) Provide consumers with the opportunity to opt out of receiving telemarketing phone calls
D) Offer an Opt-Out before transferring PI to an unaffiliated third party for the latter's own use