Homeowner policies combine property and casualty coverage into the same policy (known as multi-line policies). Homeowner policies provide four types of property coverage. All of the following are out of those EXCEPT:

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Medical coverage is not a type of property coverage; it is a type of liability coverage included in homeowner policies. The four types of property coverage are dwelling, personal property, loss of use, and other structures.

Homeowner Policies Combine Property and Casualty Coverage into the Same