Which of the Following Would Not Generally Be a Responsibility

Which of the following would not generally be a responsibility of an underwriting department?

A) Helping policy owners with requests for information, interpreting policy language, answering questions regarding policy coverage
B) Verifying that the mortality/morbidity rates of the company's insurers do not exceed the rates assumed when the premiums were calculated
C) Considering the applicant's age, weight, physical condition, personal/family history, and other factors to determine the degree of risk
D) Negotiating and managing reinsurance agreements.