Personal liability covers claims for bodily injury or property damage caused by the insured. And, Medical payment provides a low level of medical payment to help avoid legal action between the insured and the injured part, regardless of whether or not the insured is legally liable for the incident. These are two major types of liability coverage provided by:

Question

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Homeowner policies typically include personal liability coverage and medical payments to others, which cover bodily injury or property damage claims and provide medical payments to avoid legal action.

Personal Liability Covers Claims for Bodily Injury or Property Damage