Insurance Policies Are Good for Insurance Needs, However, as a Main

Insurance policies are good for insurance needs, however, as a main investment vehicles, they have considerable downsides.

A) A majority of a premium payments is "part of commission" a small percent of your money goes towards the investment avenue.
B) The guaranteed cash value, or accumulation value of your investment is normally such a low percentage, typically one to three percent.
C) You would be much better off using a traditional investment vehicle than an insurance policy as an investment
D) Only A & B