An Organization Requires Three Separate Factors for Authentication to Sensitive

An organization requires three separate factors for authentication to sensitive systems. Which of the following would BEST satisfy the requirement?

A) Fingerprint, PIN, and mother's maiden name
B) One-time password sent to a smartphone, thumbprint, and home street address
C) Fingerprint, voice recognition, and password
D) Password, one-time password sent to a smartphone, and text message sent to a smartphone