During Her Sophomore Year in College Carrie Received an Email

During her sophomore year in college Carrie received an email from First Bank telling her she was eligible for a credit card along with a free gift. Carrie was excited until she remembered that any cash she has usually "burns a hole" in her pocket, and she spends it quickly. Carrie would likely not be successful with a credit card because

A) she has difficulty in getting access to credit.
B) she would use it to make impulse purchases that she could not afford.
C) she would not spend up to the limit immediately.
D) her dad would not agree to cosign for her.