Financial Planners Encourage Individuals to Begin Contributing Funds into an IRA

Financial planners encourage individuals to begin contributing funds into an IRA as early as possible. The major benefit of early and regular contributions is that

A) the earnings will be able to grow over a longer time span, which can result in major financial gains.
B) the financial planners will earn a commission for a longer period of time.
C) the inflation rate is very low now and will probably rise in the future, thus reducing the real value of future contributions.
D) the tax rates are likely to be lower in the future, so higher tax savings on contributions will be maximized by making the contributions now.