Hap has health coverage through a Health Maintenance Organization HMO).He is likely to be very pleased with the amount of flexibility he has to choose his doctor and his health care options.

Question

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HMOs typically have a limited network of providers and require members to choose a primary care physician who coordinates their care. This limits the flexibility to choose doctors outside of the network or to receive certain health care services without a referral from the primary care physician.

Hap Has Health Coverage Through a Health Maintenance Organization HMO)