In order to save money,health maintenance organizations HMOs)usually require their members to:

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Requiring approval before medical treatment helps HMOs control costs by ensuring that appropriate and necessary treatments are provided, and unnecessary procedures are avoided. This also discourages overutilization and misuse of healthcare services, which also helps HMOs save money. While options A and C may contribute to better health outcomes, they are not typically required by HMOs to obtain coverage. Option D is a characteristic of high-deductible health plans, not HMOs.

In Order to Save Money,health Maintenance Organizations HMOs)usually Require Their