Mini-Case
The Bookworm is a bookstore and café located on a busy downtown main street in Denver.The owner,Waata Reader prides himself on the vast selection of books available in the shop.The store has three stories,with both stairs and an elevator to each level.In the back of the first floor is the café,which serves sweets and coffee drinks.Many times customers will linger there over a cup of coffee,deciding which book to purchase.Waata has expanded several times and now he has 22 people on the staff of the current,larger store.
-Waata carries health insurance for his family and his staff and their families.While it is a bit more expensive,the policy allows everyone to choose their own doctor.Further,members of the plan have to pay a deductible each year before the insurance will pay any bills.Waata and his staff and families have health insurance with a(n):

Question

Quizplus · Accepted Answer

The policy described allows everyone to choose their own doctor, which is a characteristic of a PPO. HMO plans typically have a limited network of providers that members are required to use in order to receive coverage, and RSO and DOC are not common health insurance plan designations. In addition, the mention of a deductible implies that this plan is not a fully comprehensive one, which is another characteristic of a PPO.

Mini-Case the Bookworm Is a Bookstore and Café Located on a a Busy