Unlike whole life policies, a universal life insurance policy typically invests part of the premium in very aggressive, high-risk assets.

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Quizplus · Accepted Answer

Unlike whole life policies, universal life insurance policies offer policyholders more investment choices, including the option to invest in more conservative or aggressive assets. The policyholder has control over the investment strategy and can choose how to allocate their premiums among different investment options. However, there is no requirement or guarantee that the policy will invest in high-risk assets.

Unlike Whole Life Policies, a Universal Life Insurance Policy Typically