A Client Opting to Enroll in a Point-Of-Service Plan Would

A client opting to enroll in a point-of-service plan would expect which of the following?

A) The primary care physicians usually make referrals to other providers in the plan.
B) If the physician makes a referral out of the network, the plan pays all or most of the bill.
C) If the client refers him/herself to a provider outside the plan and service is covered by the plan, copayment and deductibles would increase significantly.
D) All of these are correct.