Roy Anderson Believes It Is Critical to Understand That

Roy Anderson believes it is critical to understand that:

A) "You're in good hands with Allstate."
B) Manmade systems, such as tort law and liability insurance, operate in accordance with human beliefs.
C) Tort law is out of touch with "the real people" it is supposed to be helping.
D) The advent of liability insurance changed "things."
E) All of the above