You're competing in a tennis championship and you lose in a final-set tie-breaker. You attribute your loss to bad officiating and distractions from crowd noise, not to your opponent's superior skill. This is an example of the self-serving bias.

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Self-serving bias is a common psychological tendency where individuals attribute their successes to internal or personal factors while attributing their failures to external factors beyond their control, such as bad officiating or distractions, rather than acknowledging the superior skill of their opponent.

You're Competing in a Tennis Championship and You Lose in a Final-Set