The best strategy for health insurance coverage is to purchase a comprehensive policy. Of the following, which additional coverage should you not buy if it is not provided at work or in your individual policy?

Question

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If your employer does not provide the additional coverage options listed (accident, dread disease, dental, eyewear), it is best to not purchase them separately as it can be expensive and may not offer enough benefits to justify the cost. Instead, opt for a comprehensive policy that covers a wide range of healthcare services to ensure adequate coverage in case of unexpected medical emergencies.

The Best Strategy for Health Insurance Coverage Is to Purchase