Suppose that, during a party, one of your guests drove their car into the corner of your garage while turning around. Where would you look for damage payment to fix your garage?

Question

Quizplus · Accepted Answer

Your guest's PAP liability coverage would be the best option to look for damage payments to fix your garage because it covers damages that your guest causes to other people's property, including your garage. The homeowner's insurance options (A and B) would not cover damages caused by a guest's car, and the guest's PAP comprehensive and collision insurance (D and E) would only cover damages to their own vehicle, not to your garage.

Suppose That, During a Party, One of Your Guests Drove