Anish,a single Indian biology professor,went to the local National Bank to apply for a home loan.The banker told Anish that she would not qualify for a loan.According to the bank's policy,the banker explained,minority group members are risky because they are not likely to hold a steady job.This is an example of

Question

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This is an example of institutional discrimination, where the bank's policies discriminate against minority group members. The policy is not necessarily motivated by individual prejudice or dominant prejudice, and it is not an example of scapegoating which involves blaming a particular group for societal problems. It is also not clear whether this is a case of individual discrimination since the banker may simply be following the bank's policy rather than her own biases.

Anish,a Single Indian Biology Professor,went to the Local National Bank