There is very little need for individual disability insurance because most workers have employer-sponsored disability coverage and are also eligible for CPP and worker's compensation.

Question

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While many employers do offer disability coverage, it may not be comprehensive and may not cover all employees. Additionally, not all workers are eligible for CPP or worker's compensation. Individual disability insurance can provide additional protection and income replacement in the event of a disabling illness or injury.

There Is Very Little Need for Individual Disability Insurance Because