A Characteristic Typical of Commercial Banks Is That

A characteristic typical of commercial banks is that

A) depositors are completely protected, because every cent of their deposits is covered by the bank's reserves.
B) money put up by the owners is the main source of funds for making loans.
C) they lend short and borrow long.
D) they are more profitable as the percentage of demand deposits they keep as reserves rises.
E) a very large percentage of their liabilities must be paid on demand.