Home Equity/second Mortgage Loans Have Two Important Advantages Over Most

Home equity/second mortgage loans have two important advantages over most other types of loans.They are

A) tax deductibility of payments and longer terms.
B) tax deductibility of interest and lower interest rates.
C) no risk for borrower and less amortization.
D) increase in future financing flexibility and no recourse clause.
E) none of the above.