As a general rule,your PITI shouldn't exceed 28% of your pretax monthly income.

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This is a commonly accepted guideline for determining how much you can afford to spend on housing costs. PITI refers to your total monthly mortgage payment, including principal, interest, taxes, and insurance. Keeping your PITI under 28% of your income helps ensure that you can comfortably afford your mortgage payments without stretching your budget too thin.

As a General Rule,your PITI Shouldn't Exceed 28% of Your