Managed Health Care/prepaid Care Plans Differ from Fee-For-Service or Traditional

Managed health care/prepaid care plans differ from fee-for-service or traditional indemnity plans in that they

A) automatically file the claims for you.
B) require you to see only a specified group of doctors,hospitals,and clinics.
C) are more expensive to operate and cost you more money.
D) are less efficient.
E) both A and B above.