Reggie was hosting a BBQ when the deck fell off his house.Several of his friends were hurt in the accident.Luckily for Reggie he has ________ coverage on his home owner's insurance.
A)personal articles
B)loss of use
C)personal liability
D)none of the above

Question

Quizplus · Accepted Answer

Reggie needs personal liability coverage on his homeowner's insurance because it covers him if he is legally liable for someone else's injuries or damages to their property. This would apply in the case of his friends getting hurt on his property due to the deck falling off. Personal articles coverage only covers specific valuable items that are listed on the policy, and loss of use coverage only covers the cost of living elsewhere while the home is being repaired due to a covered loss. Neither of these coverages would apply in this situation.

Reggie Was Hosting a BBQ When the Deck Fell Off