Wilber Robinson found out that his homeowner's coverage comes in handy when a neighbor steps on a garden rake and it flips up and causes a concussion.Josh did just that and spent two weeks in the hospital running up a $23,000 bill.Josh was covered under
A)section II medical payments.
B)section II personal liability.
C)section I loss of use.
D)added liability insurance.
E)the 80 percent rule.

Question

Quizplus · Accepted Answer

Section II personal liability covers bodily injury or property damage caused by the policyholder or their family members, even outside of the home. In this case, Wilber's neighbor was injured on his property, so it would fall under personal liability coverage.

Wilber Robinson Found Out That His Homeowner's Coverage Comes in Handy