It is possible to have a different deductible for collision loss than you have for comprehensive physical damages.

Question

Quizplus · Accepted Answer

It is common for insurance policies to allow for different deductibles for collision and comprehensive coverage. Collision coverage typically applies to damages suffered in a car accident, while comprehensive coverage applies to non-collision damages (such as theft, vandalism, or natural disasters). Insurance companies may offer different deductible options for each type of coverage.

It Is Possible to Have a Different Deductible for Collision