You were standing on the sidewalk waiting for a bus when a car lost control,jumped the curb,and hit you in the leg causing medical injuries.Which of the following provides reimbursement for your medical expenses?
A)The driver's collision coverage
B)The driver's liability coverage
C)Your comprehensive physical damages coverage
D)Your medical expenses coverage
E)Both B and D are correct.

Question

Quizplus · Accepted Answer

The driver's liability coverage would provide reimbursement for your medical expenses as the driver is at fault for causing the accident. Additionally, your own medical expenses coverage would also provide reimbursement for your medical expenses. Therefore, both option B and D are correct. Option A (the driver's collision coverage) would only provide reimbursement for damage to the driver's car, and option C (your comprehensive physical damages coverage) would only cover damages to your own car, but not medical expenses.

You Were Standing on the Sidewalk Waiting for a Bus