Why is it a good idea for you to purchase uninsured and underinsured motorist coverage?
A)15% of drivers have no automobile insurance.
B)A majority of drivers only carry the legal minimum liability coverage.
C)This coverage protects you and your passengers for medical expenses.
D)All of the above are correct.

Question

Quizplus · Accepted Answer

Uninsured and underinsured motorist coverage is a good idea because it protects you and your passengers in the event of an accident with a driver who either has no insurance or does not have enough insurance to cover your damages. According to statistics, approximately 15% of drivers are uninsured, and many more carry only the legal minimum liability coverage. This means that if you are in an accident with one of these drivers, you may be left with costly medical bills and property damage expenses. Having uninsured and underinsured motorist coverage can provide peace of mind and financial protection in these situations.

Why Is It a Good Idea for You to Purchase