Suppose that,during a party,one of your guests drove their car into the corner of your garage while turning around.Where would you look for damage payment to fix your garage?
A)Their homeowner's insurance
B)Your homeowner's insurance
C)Your guest's PAP liability coverage
D)Your guest's PAP comprehensive insurance
E)Your guest's PAP collision insurance

Question

Quizplus · Accepted Answer

The guest's PAP liability coverage would cover the damage caused to the garage as a result of their negligent driving. The homeowner's insurance policies would not be responsible for fixing the damage caused by third-party guests. The guest's PAP comprehensive and collision insurance would only cover damages to their own vehicle, not the property of others.

Suppose That,during a Party,one of Your Guests Drove Their Car