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Which of the Below Statements Is FALSE

Question 11

Multiple Choice

Which of the below statements is FALSE?


A) The mortgage originator cannot hold the mortgage in its investment portfolio.
B) Mortgage banking refers to the activity of originating mortgages.
C) These mortgage bankers, unlike banks and thrifts, typically do not invest in the mortgages that they originate, but derive their income from the origination fees.
D) Someone who wants to borrow funds to purchase a home will apply for a loan from a mortgage originator.

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