Which of the Below Statements Is FALSE

Which of the below statements is FALSE?

A) For credit risk transferred out of the banking system, there is the concern with the extent to which credit risk is being transferred to nonbanks, such as monoline or multiline insurance companies and hedge funds.
B) Within the insurance industry, the largest seller of credit protection is financial guarantors, insuring the senior tranches in synthetic CDO deals.
C) The ability of originators to transfer credit risk via credit derivatives, CDOs, or securitization has raised concerns that a lending culture based on origination volume rather than prudent lending practices may be inadvertently adopted by banks.
D) None of these