If a patient's insurance company has reimbursed the physician for the appropriate amount and there is still a balance due in the patient's account, the physician must apply next for payment to the:

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The guarantor (usually a family member or friend who agrees to pay the patient's medical bills if the patient cannot) is responsible for paying any balance not covered by insurance. The physician should attempt to collect from the guarantor before taking further action.

If a Patient's Insurance Company Has Reimbursed the Physician for the Appropriate