The 82-year-old patient presented in the physician's office for a routine physical examination. He gave the receptionist two cards, evidencing his primary, government-funded insurance plan that pays for most of the bill and an additional, private plan that covers the remaining charges. The patient's secondary insurance is called:

Question

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The patient's additional private insurance that covers the remaining charges is known as a wraparound policy. A wraparound policy is a type of secondary insurance that is designed to cover expenses that are not paid by the primary insurance plan. It bridges the gap between the primary insurance plan's coverage and the total cost of the medical services received. Choices A, C, and D do not accurately describe the patient's secondary insurance plan.

The 82-Year-Old Patient Presented in the Physician's Office for a Routine