The shifting of risks related to retirement financing, from public responsibility to individuals, is seen by many social workers as:

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The shifting of retirement financing risks to individuals is seen as inadequate and inequitable by many social workers because not everyone has the same access to resources and opportunities to save for retirement, and many people face unforeseen circumstances such as job loss or health problems that can jeopardize their ability to save enough for a secure retirement. Furthermore, relying solely on individual responsibility may lead to increased social inequality and poverty among elderly populations.

The Shifting of Risks Related to Retirement Financing, from Public