Tomas writes a check for $1,000 drawn on Unified Bank and presents it to Viola. Viola presents the check for payment to Unified Bank, which dishonors it. The party most likely liable to Viola is
A) Unity Bank in a civil suit.
B) Tomas in a civil suit.
C) Tomas in a criminal prosecution.
D) none of the choices.

Question

Tomas writes a check for $1,000 drawn on Unified Bank and presents it to Viola. Viola presents the check for payment to Unified Bank, which dishonors it. The party most likely liable to Viola is​
A) ​Unity Bank in a civil suit.
B) ​Tomas in a civil suit.
C) ​Tomas in a criminal prosecution.
D) ​none of the choices.

Quizplus · Accepted Answer

Tomas is the party most likely liable to Viola as he is the one who issued the check, and it is his responsibility to ensure there are sufficient funds to cover the amount. Viola can pursue a civil suit against Tomas to recover the amount of the dishonored check. Unity Bank is not liable in this case as they are not the party who issued the check, and the dishonor of the check is due to insufficient funds in Tomas's account, which is his responsibility. There is no indication of any criminal activity, so option C is not applicable. Option D is not a valid choice as someone is liable for the amount of the dishonored check.

Tomas Writes a Check for $1,000 Drawn on Unified Bank